DAMPAK NON PERFORMING LOAN (NPL), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP KINERJA BANK UMUM SWASTA NASIONAL DEVISA YANG TERDAFTAR DI BURSA EFEK INDONESIA

Novia. 2022. Impact of Non-Performing Loans (NPL), Operational Costs on Operating
Income (BOPO) and Loan to Deposit Ratio (LDR) on the Performance of Foreign
Exchange National Private Commercial Banks Listed on the Indonesia Stock Exchange,
Supervised By Rustan And Sylvia Sjarlis.
This study aims to analyze the impact of Non Performing Loans (NPL), Operating
Costs Operating Income (BOPO), and Loan to Deposit Ratio (LDR) on the Performance
of Foreign Exchange National Private Commercial Banks listed on the Indonesia Stock
Exchange.
The type of research used in this study is quantitative and the source of data used
in this study is secondary data. This study uses data in the form of annual financial
reports for the 2015-2021 period at Foreign Exchange National Private Public Banking
companies listed on the Indonesia Stock Exchange with a research time of 2 months. The
analytical method used is Multiple Regression Analysis Test and Statistical Test.
The results of this study indicate that Non-Performance Loans (NPL) have a
negative and insignificant impact on the Performance of Foreign Exchange National
Private Commercial Banks listed on the Indonesia Stock Exchange. Operating Costs on
Operating Income (BOPO) have a positive and significant effect on the performance of
foreign exchange national private commercial banks listed on the Indonesia Stock
Exchange. Meanwhile, Loan to Deposit Ratio (LDR) has a negative and significant effect
on the Performance of Foreign Exchange National Private Commercial Banks listed on
the Indonesia Stock Exchange.