PENGARUH LITERASI KEUANGAN DAN PENGGUNAAN E-MONEY TERHADAP KINERJA KEUANGAN UMKM SEKTOR KULINER DI KECAMATAN TAMALATE, KOTA MAKASSAR

Nur Qalbi. 2025. The Influence of Financial Literacy and E-money Usage on the Financial Performance of Culinary Sector MSMEs in Tamalate District, Makassar City, supervised by Indrawan Azis and Hariatih.
This study aims to determine (1) the influence of financial literacy on the financial performance of culinary sector MSMEs in Tamalate District, Makassar City, and (2) the influence of e-money usage on the financial performance of culinary sector MSMEs in Tamalate District, Makassar City.
The study employed a sample of 92 respondents, using purposive sampling technique. Data collection was conducted through questionnaires using a Likert scale. The study utilized multiple linear regression analysis.
The research findings indicate that (1) Individually, financial literacy has a positive and significant influence on the financial performance of culinary sector MSMEs in Tamalate District, Makassar City. (2) Individually, e-money usage has a significant influence on the financial performance of culinary sector MSMEs in Tamalate District, Makassar City.